The following is a guest post by Deanna from MsFiology.com. Deanna is the first to kick off the Financial Samurai Underdog Tour where I highlight people who’ve overcome some sort of difficulty to lead a better life. If you’ve got an underdog story to tell, please sign up in the FS Forum and follow the
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I recently had lunch with Jilliene Helman, Co-Founder and CEO of RealtyMogul. I was impressed with her focus on creating a long-term, sustainable business versus pursuing every real estate deal for growth’s sake. I’m currently in platform due diligence mode as some of my real estate fund investments are starting to pay out. I expect
The post How RealtyMogul Performs Due Diligence On Their Investments appeared first on Financial Samurai.
Given the relative illiquidity of real estate, there is huge room to get your property transaction right or wrong. My hope is for all of you to get maximum value whether you’re buying or selling. There are many variables that determine the current and future value of a property. These include, but are not limited
The post FS20: A New Property Leading Indicator That Gives Buyers Confidence appeared first on Financial Samurai.
I’ll never forget what my contractor told me in the midst of my home remodel. “After I’m done building your bathroom, I’m heading over to Pacific Heights and charging 2X more for a similar-sized bathroom,” he said. “How is that possible when sheetrock, pipes, tiles, and fixtures all cost about the same?” I asked. “Easy.
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Joe Galvin of Vistage: SMBs Satisfied with Digital Transition Miss Out on Potential Big Payoff from Digital Transformation
The retail industry is subject to rapid change, thanks to the growing market share for online retailers such as Amazon (AMZN). Some brick and mortar retailers are adapting to this change better than others. Retail stocks often trade at inexpensive valuations, as the market is selling off shares of retailers all the same. Target (TGT) […]
The post This Dividend Aristocrat’s Growth Is Right On Target appeared first on Modest Money.
If a company is too small to be listed on the NYSE or NASDAQ stock exchange, it can trade through the Bulletin Board or Pink Sheets electronic quotation systems. The equities that are traded are known as penny stocks. These stocks trade below $5 a share. You can check out a full description of penny […]
Scholarships are a beautiful thing, helping to turn your dreams of attending college into a reality. But unless you’re a 5-star athlete or an exceptionally gifted scholar, your scholarships and grants aren’t likely to cover all of your college expenses. The average student entering college will likely need to take out student loans to help… Continue Reading–>
Bonds don’t get as much love as stocks because they are considered boring. It’s hard to get rich quick off a bond. But it is possible to see a quick windfall if you pick the right high-flying stock. Despite the lack of sexiness in bonds, if you’re serious about achieving financial independence or are already
The post How A Bond-Investing Homeowner May Get To Profit Thrice appeared first on Financial Samurai.
Sammy Singh (also known as Sam Singh Mehta) founder of CFO Base , Atmosify Shakespeareo…
After 10 years of grinding away, one of my friends sold his business for $73 million at age 32. It was a bootstrapped business, so he ended up getting over 80% of the gross proceeds. Can you imagine? Wow. When I asked him what he did with his newfound riches, he said he took a
It hit me like a well-struck softball taking an odd bounce into a third baseman’s face. The FIRE movement will help narrow the gender pay gap over time. Let me explain my logic on why ardent supporters of equality should embrace the FIRE movement to the fullest. Why The FIRE Movement Will Create Income Equality
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I’m always looking for arbitrage opportunities to help readers make more money and live better lives. My favorite arbitrage opportunity for the next couple of decades is investing in non-coastal city real estate due to lower valuations and higher net rental yields. Technology is accelerating the flow of capital towards attractive real estate opportunities, and
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When I was 16, I took the SAT test for the first time. My idea of test preparation was going to the library and flipping through a $20 test prep book. The result? A mediocre 1,040 out of 1,600. My parents were disappointed so they encouraged me to actually buy a test prep book and
Your job impacts your everyday life in a profound way. If you work in a dangerous field, your job impacts your life even more. When your job puts you at a heightened risk of serious injury or untimely death, it impacts your access to life insurance. In this post, we’ll cover the most dangerous jobs… Continue Reading–>
Most people are aware that your profession can impact your access to affordable life insurance, but not everyone knows that hobbies can do the same. If you’re a stamp collector or painter, chances are you’re safe. On the other hand, if your hobbies take you to the edges of cliffs, the depths of the sea,… Continue Reading–>
One of the reasons why I started the Financial Samurai Forum was to extend the number of wonderful discussions we have on this site. Instead of letting me dictate what we talk about on any particular day, the community gets to decide what it wants, whenever it wants. The FSF is like reaching financial independence
The post You Can’t Save Too Much In Your 401(k) For Retirement appeared first on Financial Samurai.
The Financial Independence Retire Early (FIRE) movement is hot! With a bull market since 2009, many people in America and around the world have gotten wealthy by owning stocks, real estate, and other risk assets. As a result of our massive increase in wealth during a relatively short period, many people are warming up to
The post The Not So Obvious Reasons Why People Want To Achieve Financial Independence appeared first on Financial Samurai.
Graduating college is one of the most exciting moments in life, a milestone that opens the door to your future. All the late night study sessions, painstaking papers, and student loans have paid off as you proudly receive your diploma. As you walk across the stage and into the real world, you’ll be faced with… Continue Reading–>
The sun was just starting to peek over the mountains so I pulled over to stretch my legs. It was 6 am. I had only been driving for about an hour, but I had never come to this part of the Bay Area before. Right over the Golden Gate Bridge and down towards Stinson Beach
The post How Uber Sold The False Dream Of Riches And Enriched Itself Instead appeared first on Financial Samurai.
Although it seems absurd to pay a 5% commission to sell a property in the internet age, a great real estate agent with good connections may be worth it. Let’s say the best price you thought you could have gotten for your property was $1 million. But your real estate agent was able to work
The post How A Bad Real Estate Agent Can Kill Your Chances Of Getting The Best Selling Price appeared first on Financial Samurai.
Home Warranty of America prioritizes environmentally friendly solutions and provide coverage for every home, individual, and state. While Home Warranty of America is headquartered in Illinois, the company provides coverage for all fifty states in the US. They have more than 20 years of experience with delivering affordable coverage solutions to homeowners with great energy… Continue Reading–>
One of my luckiest investment decisions was not selling anything during the 2008-2009 financial crisis. I just held on for dear life, continued to max out my 401(k) and squirreled away anything left into an online savings account or CD. In 2012, I got lucky again by receiving zero offers for my SF primary residence.
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AmericanHomeWarranty.org aggregates home warranty companies and quotes into one dashboard based on a customer’s needs. With AmericanHomeWarranty.org you can select your location and your coverage preferences, and the site will return the best options for you. It allows you to compare prices and coverage at your leisure before contacting a sales representative. Let’s take a… Continue Reading–>
Liberty Home Guard aims to provide its customers with a smart and convenient way to protect their homes. The home warranty company takes its customers seriously, doing everything it can to resolve their problems. Liberty Home Guard empowers its clientele by giving them the ability to make decisions regarding their home warranty. For example, Liberty… Continue Reading–>
College is far from cheap these days, and that’s true even when you go to an in-state school. The College Board says that, on a national level, students paid an average of $10,230 for tuition and fees for four-year, in-state schools, and that doesn’t even include room and board. If you include housing and meals… Continue Reading–>
Some parents may not consider allowing their young teen to get a checking account at all, but there are valid reasons why it can be good for them to have one. A checking account can give them a chance to responsibly shine with money and teach them how to: use debit cards monitor and plan ahead for automatic payments use
Total Home Protection has only been around since 2016, but their reputation for great coverage and prices has grown quickly. They are committed to excellent service and comprehensive warranties. They contract with pre-screened technicians to provide their customers with trusted professionals in any situation. Total Home Protection prides themselves on customer service, and even in… Continue Reading–>
HSA was established in 1984 and since that time has been a force in the home warranty industry. From first-class service to excellent home warranty choices, HSA is a company customers associate with quality. Since its inception, HSA has strived to make itself synonymous with the best service in the home warranty industry including hiring… Continue Reading–>
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Sridhar Vembu of Zoho: A Corporate Culture of Humility, Trust, Belief and Insane Ambition Is Key to Our Success
The post How I Freed Up My Time By Leaving Corporate Jobs Behind appeared first on MoneyCrush.
Growing up as a Gen X’er, I was always told that getting a good corporate job was the way to lifelong stability. But this never resonated well with me. I tried to make it work though. Oh, how I tried! I wanted to be considered stable and successful, and make my family proud. But I just never felt at home
Do you really know where your money goes each month? If you’re tracking your spending, you do. If you can’t say for sure, don’t automatically assume that your money just goes to “bills”. Chances are a surprising amount of it doesn’t. And that’s why you should care When you don’t know where your money is going, chances are you’re missing
Preparing for retirement is one of those things that a lot of us put off for a variety of reasons. When we first start out in the working world, retirement seems so far away as to be almost unimaginable — and so we don’t prepare for the things we don’t imagine. As we get a little older, we start to
We’ve all got things we want to accomplish — and some of those things are more important than others. Unfortunately, we tend to do the things that are most urgent first, even though they may not be very important to us. And that’s a shame, because what happens if you’re busy checking your email because you’ve got to respond to